Our Purpose

The purpose of this site is to provide free SSDI and SSI information. This site should help those who are contemplating applying for Social Security Disability or Supplemental Security Income and those individuals who have already applied for Social Security Disability benefits, no matter what stage they are at in the Social Security Disability process. If you have any questions that are not answered by this site or want a free consultation, please feel free to e-mail me at karl@ultimatedisabilityguide.comvisit my law firm's website or call 877-527-5529.  I will try to answer any questions you might have about Social Security Disability (SSDI) or Supplemental Security Income (SSI). 

     My name is Karl Kazmierczak, Esq. I am a Board Certified Social Security Disability Specialist by the National Board of Social Security Disability Advocacy. Please click on the following link for more information on what it means to be a Board Certified Social Security Disability Specialist. I have handled thousands of cases in New Jersey, New York, and Pennsylvania. 

How to Use this site.  If you are new to the process of Social Security Disability, I recommend you start by reading the "disability process."  This page will give you an overview of how your claim is processed and what procedural steps you have to take.  To understand how SSA determines if you are disabled you should read the page, "am I disabled?".  After you read this page, you should follow the different links to get a better understanding of what it takes to prove your disability.  I also strongly suggest you read "how to win" and "key to SSDI and SSI".  There is a lot more information on this site, but this should give you a good starting point to help your claim.
     If you need tips on how to win your SSDI or SSI claim, continue to read this site and bookmark it so you can come back and use it as a reference while you take on the Social Security Disability process. Please note that it is my intention to provide accurate and up-to-date information on this site, as I put in great effort to do this. However, the information on this site is not guaranteed and no lawyer-client relationship exists.  This site is not a substitute for consultation with a lawyer.

social security disability - social security disability lawyer - supplemental security income - social security disability benefits


Please email me with any questions or a free consultation.






"Thanks for the site, absolutely a "Bible" for all who have fear, doubt or lack of knowledge." - Christopher
"Is by far the most informative I have found and I did a lot of looking.  Easy to navigate and answered everything I was wondering." - Tom 

"THANK YOU!!!! I just wanted to let you know that by following your advice on your site and with the help of my State Congressman,  I was approved for permanent disability (SSD) in 3mos...   Just saying thank you and keep up your wonderful site."  Alyson
To see what other have said about this website read the website testimonials on the page called "Best Social Security Disability Website".


Need Help? 

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Email me for a free consultation.

If you need a lawyer for your Social Security Disability or SSI claim or just want to ask a few questions you can also call me at 1-877-527-5529 and ask for Karl.  Or you can click on the following link and fill out the form if you prefer a local lawyer note that on form.

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Social Security Disability Blog 

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Friday, March 30, 2007

Is it harder to get SSD if you are young?
The short answer is usually.  SSA takes into account age when evaluating if someone can learn new skills for other work.  To get a better understanding of what I am talking about read my page called "am I disabled".  You will see the steps Social Security follows to determine if you are disabled.  If your condition is severe enough to meet or equal a listing then age does not factor into the equation.  If you don't and you get to step 5 this is were it becomes relevant.  Chances are if you are under 50 years old you will have to show you are limited to less than sedentary work at this step.  So how does one prove they can't do even sedentary work?  See my terms page for definition of sedentary work.  Some limitations that can prevent this type of work are difficulty using your hands, mental limitations (ie. concentration and memory), inability to sit for any length of time, extreme pain causing difficulty in concentration, side effects from medication, need to take frequent breaks, vision limitations, and many others.  Just think about how your condition would affect you if you had to do basically a sit down job for 8 hours a day with normal breaks 5 days a week.  It is not enough that you say you have these type of limitations.  You need to have RFCs from your doctor that show the limitations you have and back that up with medical evidence.
6:33 pm edt 

Monday, March 26, 2007

What is new in Social Security Disability and Veterans Law
I will be attending a conference of SSDI lawyers in a few weeks and I will update my site with any new information that I feel may be helpful to you.  I am also going to a conference on Veterans disability and will provide any new information from that as well.  Disability law is constantly changing and I will do everything I can to keep the site up to date and full of new material.  I find these conferences are extremely interesting and informative.  I am especially interested in how the new process in the Boston area is going and plan to write my thoughts on that.  So keep checking back I am adding new stuff all the time.
9:36 pm edt 

Friday, March 23, 2007

Medical conditions that have become more common in disability claims.
In my practice I have noticed an increase in claims for certain medical conditions.  Chronic Fatigue, Fibromyalgia, RSD, and Sarcoidosis are a few of these medical conditions.  I don't know for sure if this is a general trend in Social Security Disability or if it is just matter of people who I have helped in the past with these conditions referring people to me.  If it is a general trend I believe one reason for this is the medical community has recently become more aware of these conditions and there symptoms and thus they are being diagnosed more frequently.  The medical community and Social Security Administration also appear to be more accepting of these conditions as real medical conditions.  It was not to long ago and unfortunately still occasionally today that many of the people suffering from these conditions had a hard time proving disability because they had no clear diagnosis.  I can remember many Social Security consultative doctors stating there was no objective medical evidence of any impairment.  I can say from my experience that fortunately for those suffering from these conditions that the trend has appeared to have changed.  I have added to my site some pages on some of these conditions and how they are treated in a Social Security Disability claim.   
7:20 pm edt 

Tuesday, March 20, 2007

I will be adding new forms and medical conditions
I just got back from a few days off.  I just want to let you know if you e-mailed me I will respond as soon as possible.  I plan to work on more individual medical conditions this week and will add them to my page labeled other medical conditions.  Many of you have requested RFC forms from me I plan to add more RFCs to my site to make them easier to get.  I am fine tuning some specific RFCs for certain medical conditions.  This will make available RFCs for specific conditions.  The general physical and mental forms are good I frequently use them myself but I am trying to make them better and yet still simple enough that a doctor will fill them out.  I have found that many doctors refuse to fill out forms that are too detailed.  The key is to find a balance between being thorough and yet practical.  After all a form is only helpful to your case if the doctor fills it out.  
9:54 pm edt 

Sunday, March 11, 2007

Should you use representative recommended by insurance company?

Those who are receiving Long Term Disability benefits from an insurance company are often referred to a representative to help them with their Social Security Disability claim.  The reason the insurance companies do this is because if you get SSDI then they can pay less through an offset.  Should you take the representative they refer you to?  It may seem to make sense since the insurance company has an interest in you winning SS benefits so the person they recommend is probably a good representative.  The thing to keep in mind is that this representative although not an employee of the insurance company does have a relationship with them.  Now suppose there is a clause in your LTD policy that says you can only get LTD benefits for 2 years for a psychiatric condition.  You may be disabled for psychiatric and physical reasons.  How you pursue your SSDI claim could be influenced by the fact that if you are found disabled by Social Security for mostly psychiatric reasons with less emphasis on your physical problems your LTD carrier could use this against you and deny you after 2 years.  Let me first say that most representatives would not put their business relationship with the insurance company ahead of a client.  But I personally would want someone unconnected with an insurance company since I may have to be in a legal fight with that insurance company later.   

9:01 pm edt 

Friday, March 9, 2007

I Continue to Update this Site
If you have not been to this site in a while check out the new additions to the website.  I have added a few new medical conditions.  I also added some information on some new states.  I continue to add more posts on my blog both here and at my blog on blogger.  The Ultimate Disability Guide will continue to update regularly so don't forget to book mark this site.  I will be adding more medical conditions, states and general information about Social Security Disability and SSI.  If there is an area of this law that you would like to see me address let me know by e-mail.  If you know anyone who might be helped by reading this site be sure to let them know about it.  As always, good luck.
8:46 pm est 

Sunday, March 4, 2007

Wait Times in Social Security Disability claims will get longer for a while
My opinion is that the amount of time it takes to get decisions will get longer at-least in the short term.  I say this because I think SSA is trying to make to many changes at ounce and they probably don't have the adequate amount of funding to do so.  Social Security is testing a new process in the Boston area.  They are revamping there system on the way lawyers get paid.  SSA is also implementing electronic files.  They are also making numerous other changes all aimed at improving and speeding up the system.  But as with any new changes all these things have to be integrated into the existing Social Security System.  Just imagine SSA employees have to learn all the new stuff while trying to keep up with there present duties.  In my practice I have seen the results of this.  I am only speaking from my own observations but I have noticed that many ALJs appear to have retired instead of having to learn electronic files.  Even if these ALJs are replaced it takes time and the new ALJs have to learn the system.  In January of this year a new system for paying lawyers went into affect and payment to attorneys was almost at a stand still for two months prior to and to months after the changes.  Again this is from my observation and that of other lawyers I spoke to.  So I expect longer wait times at-least until Social Security works out the new procedures.  But then again the new process is coming after they are done testing it in the Boston area so it could be bad for a while.
8:17 pm est 

Friday, March 2, 2007

Reopening a Prior Claim for Social Security Disability Benefits
In a Social Security Disability claim you can only get paid from one year prior to when you applied.  In an SSI claim you can only get paid from date of your application.  There is however a way to get more benefits if you had a prior claim that was denied.  You can attempt to reopen the prior claim thus allowing your benefits to be paid using the earlier application instead of the later application.  This is not always possible and the rules that govern this are complex.  What you need to know is if you had applied before and you have a lawyer make sure to tell him right away.  If you don't have an attorney you may want to consider consulting one who has handled many SSDI claims about possibly reopening your prior claim.  In my practice I have been able to get years of additional benefits paid to disabled individuals using the rules on reopening.  Not everyone who has had a prior claim can have that claim reopened but it an issue well worth exploring.
6:53 pm est 

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 We have attempted to provide up to date and accurate information, however the information in this site is not guaranteed.  No attorney client relationship exist.  The information in this site is not a substitute for consultation with a qualified attorney.
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