social security disability - social security disability lawyer - supplemental security income - social security disability benefits

This is the ultimate Social Security Disability web site
The purpose of this site is to provide free SSDI and SSI information.  I provide information all in one place that you will have a hard time finding on the Internet anywhere.   This site should help those who are contemplating applying for Social Security Disability or Supplemental Security Income and those individuals who have already applied for Social Security Disability benefits, no matter what stage they are at in the process.  The information in this site should be used as a helpful guide to the Social Security Disability process.  It will also provide information on how to win your disability claim.  If you have any questions that are not answered in this site or want a free consultation feel free to e-mail me.  I will try to answer any questions you might have about Social Security Disability (SSDI) or Supplemental Security Income (SSI).  This site is the best place to go for free Social Security Disability information.  If you read this site you will know how to apply for disability benefits and how to win SSDI (SSD) and SSI.  In addition to this site, available to you are other sites which can further help you in your claim for benefits.

     I am Karl Kazmierczak, Esq. I am a Board Certified Social Security Disability Specialist by the National Board of Social Security Disability Advocacy.  The title is not recognized in all states click on following link for more information on what it means to be a Board Certified Social Security Disability Specialist.  I have handled thousands of cases in New Jersey, New York and nationwide. 
Websites are a dime a dozen and we caution you to be careful when choosing which ones to utilize.  There are many web sites out there that are very good.  We caution you to be careful of websites where the identity of the firm or author is hidden.  They are solely to generate clients.  They offer only enough information to confuse you or convince you that you need a lawyer.  Other sites are constructed by individuals who have never handled a Social Security Disability claim nor ever intend to.  They are marketing people who are looking to sell leads to lawyers. In fact, there are some websites out there using titles similar to mine don't be fooled.  Here you will find Social Security Disability information, answers and advice on how to apply, am i disabled, how to appeal and how to win SSD, SSDI, and SSI.

     I do not hide who I am on this site and I will try to answer any questions you may have but I will not pressure anyone to retain me as their lawyer.  My sincere hope is that the information in this disability guide is helpful to anyone seeking disability benefits from the Social Security Administration (SSA).  I will try to update the information in this site as often as possible including an almost daily blog.  In addition to the Blog on this site please visit my other Social Security disability Blog for more SSDI and SSI tips.  So be sure to bookmark this site for the latest news.  This is a free disability guide and will help with Social Security Disability and Supplemental Security claims.  Please note that it is my intention to provide accurate and up to date information on this site and I make great effort to do this. However, the information on this site is not guaranteed and no lawyer client relationship exist.  This site is not a substitute for consultation with a lawyer.

How to Use this site.  If you are new to the process of Social Security Disability I recommend you start be reading the disability process.  This page will give you an overview of how your claim is processed and what procedural steps you have to take.  To understand how SSA determines if you are disabled you should read the page "am I disabled?".  After you read this page you should follow the different links to get a better understanding of what it takes to prove your disability.  I also strongly suggest you read "how to win" and "key to SSDI and SSI".  There is a lot more information on this site but this should give you a good starting point to help your claim.

     I provide this free information on Social Security Disability and Supplemental Security Income so that everyone who is disabled has the tools they need to win disability.  If you need tips on how to win your SSDI or SSI claim continue to read this site and bookmark it so you can come back and use it as a reference while you take on the Social Security Disability process.   


Here is what one person had to say about my website "Thanks for the site, absolutely a "Bible" for all who have fear, doubt or lack of knowledge."  Christopher.  To see what other have said about this website read the website testimonials on the page called "Best Social Security Disability Website".


Questions or comments? E-mail me.

If you need a lawyer for your Social Security Disability or SSI claim or just want to ask a few questions you can also call me at 1-877-527-5529 and ask for Karl.  Or you can click on the following link and fill out the form if you prefer a local lawyer note that on form.

Find SSDI Lawyer


My first suggestion for you and when you are applying for your Social Security Disability or Supplemental Security Income Claim is to be knowledgeable about how the Social Security Administration will evaluate your claim.

     Whether you are represented by an attorney or not take it upon yourself to learn as much about the
Social Security disability process as you can.  You have already taken the initiative by researching on-line and reading this site.  I also recommend that you visit the Social Security Administration's web site.  It is a bit confusing but can be a great resource for your claim for benefits. 

     By having an understanding of
how Social Security decides your claim for benefits you will increase your chances of winning your benefits for Social Security Disability (SSDI) or Supplemental Security Income (SSI). 

My second suggestion is to get help.  

     If you choose to get your benefits without an attorney, this guide will help you learn the process used to determine if one is disabled.  This is not a complete site about Social Security and should not be considered legal advice.  You should also use the SSA's website in conjunction with this site.  This will increase your chances of giving your case the best chance to win your benefits.  Remember the law in these cases is confusing and convoluted.

     Statistics show that those claimants that are represented by an attorney are more likely to win their claim for benefits than those who are not.  In my opinion, the reason for this is because the lawyers that handle Social Security Disability claims have a better understanding of
how the Social Security Administration decides your case and they develop your case accordingly.

     Remember this web site is my attempt to give you the tools you need to
win your SSDI or SSI benefits with or without a lawyer.  If you decide you need a lawyer for your disability case or just want/need to ask some questions, feel free to contact me.  I also offer a free case evaluation for Social Security Disability and Supplemental Security Income.  

This site is full of free information and practical advice on Social Security Disability.  If you study this site you can learn the following:  How to apply for Social Security DisabilityWhat is the process by which SSA determines if you are disabled.  How to win SSDI or SSI.  What are the GRID rules?  What you can expect and how to handle a Social Security Disability hearing.  What are the medical listing of impairments?  Do I need a lawyer for my disability claim.  The definitions of common terms used.  Helpful tips to help win your disability claim.  What are Residual Functional Capacity (RFC) forms and why are they so important?  What does your past work have to do with disability?  What is child's SSI?  How to win Child's SSI.  What is the difference between Social Security Disability and SSI?  What are the most important things to know and do when trying to get benefits.  Are you disabled?  What is an Administrative Law Judge (ALJ) and what is his or her role in the process?  What is the Appeals Council?  What can you do to help your Social Security Disability or SSI claim?  How to get Social Security Disability and SSI. 

I wish you good luck with your claim and further encourage you to finish reading this site.

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Sunday, August 31, 2008

Review of new software I think can help some of my readers with disabilities.

I am going to do something today that I have never done before on this website. I am giving my review of a new software product called Dragon NaturalSpeaking 10. The reason I decided to do this is because I feel this product can be of a huge benefit to many of my readers who may have difficulty typing and using their computer due to their disabilities. I have been using the software for three days and I can honestly tell you it is truly amazing. Dragon NaturallySpeaking 10 converts what I say into text. I type with two fingers and as you can imagine what a task it is for me to write a website on social security disability as long as this website is. I have tried this type of software before and have never been satisfied. This program is different and by far the best one I have ever used. Not only does it convert your words into text but allows you to do many of the functions of your computer without using the mouse or keyboard. I can even surf the web without even having to touch my keyboard. It's accuracy was great right out of the box but what is more impressive is that it gets more and more accurate the more I use it. The advantage of this product to those of you who have disabilities related to your hands, arms, or shoulders is fairly obvious. I have found that it has been very helpful to me because I have some lower back issues and I no longer have to lean over my keyboard. I can simply sit back in the most comfortable position for my back and dictate what I want typed. Even if I need to stand up I can continue my work without missing a beat. I have been waiting for a product like this for a long time. The product has several versions. The one I am using came with a digital recorder that allows me to dictate even if I am not near my computer. When I get back to my office I simply plug in the recorder and it is converted into text. One thing I should mention is that I have a fairly good computer and from other reviews that I have read, this can have a big impact on how well the software works. So before you go out and buy the software, I do recommend you make sure your computer meets or exceeds the requirements recommended by the software. One last note, I have done this entire post with the software. I hope you're all enjoying your long weekend and can take a mental break from the stress and frustration of your Social Security Disability claim.

9:36 pm edt 

Friday, August 29, 2008

When should you apply for SSD benefits?

When should you apply for Social Security disability? Social Security says that you can apply right away for social security disability benefits once you stop working. However, you must be aware that to get Social Security disability benefits you must be out of work for a year or more or be expected to be out of work for a year or more. This is does not mean you have to wait a year to apply. However, if you're going to apply for Social Security disability benefits right after you stop working you should have strong evidence that your medical condition that makes you disabled is permanent or expected to keep you out of work at least a year. If you simply apply right after you stop working without making sure you have strong evidence suggesting you'll be out of work at least a year then you run the risk of Social Security simply stating that your condition is not expected to keep you out of work for a year. This can be a waste of an opportunity to have your case decided on its merits. So if you're going to apply right after you stop working you may want to try and get a report from your doctor which clearly states a detailed description of your medical condition how it limits you from working and how long the doctor thinks you will be unable to work. If you do not have this evidence it may be wiser to file your application at least six months after you stop working. I say this because it usually takes the district office about 3 to 6 months to make a decision on your claim so when the decision is made the district office cannot simply say your condition is not expected to last a year. This is why many of you have heard from lawyers to wait a year after you stop working to make your application. It is my opinion, that waiting six months can protect you against this type of denial without having to wait the extra six months. Again, there is nothing that prevents you from applying as soon as you stop working but if you do so, make sure you have the evidence that shows you will be out of work at least a year if not permanently. This can save you the frustration of getting back a decision that denies you based on the durational requirement and not on the merits of your claim.

11:06 pm edt 

Saturday, August 23, 2008

Understanding Social Security Disability
For many of you applying for Social Security Disability the process can be very confusing.  You might be thinking to yourself, if I can not work how can I be expected to put the time and effort in to my case that it will take to win?  You can always get a lawyer to help you with your claim if you do not feel you can give yourself the best chance to win.  If you decide you do want to do it your self then you must learn about SSDI and or SSI and what you have to prove to win your case.  A good place to start is right here.  If you spent anytime looking at the other websites out there I believe you will quickly realize that the best and easiest information to understand on the subject is this website.  I started this website to be the best source of free information on Social Security Disability.  My site is not the best looking site and I admit my grammar and spelling is not always correct but I have done this entire website myself and used my years of experience representing clients to try and provide in an easy to understand way how it all works.  The subject matter is complex and even after reading my website you may have questions and I invite you to ask them by e-mailing me.  I have put many hours into this website in the hopes it may help some of you get the benefits you deserve.  Even if you have a lawyer you should still try and learn as much as you can so you know what to expect from the process.  I thank all of you who have e-mailed me in the past to tell me how my site has helped you.  I will continue to provide new information all the time so make sure to bookmark the site.  If you are visiting my website for the first time I hope you find it helpful and informative.  Good luck to all of you in your claims.   
10:17 pm edt 

Sunday, August 10, 2008

Have you heard this from a lawyer? Call me when you get denied.

Have you been told by a lawyer to wait until you get denied and then call them back?  I have noticed from many of you who have e-mailed me that this is a typical response you get from lawyers when you try and get one at the application stage.  I personally disagree with this approach by lawyers.  I believe it is more based on a business decision than anything else.  In my opinion, many lawyers or representatives tell you this because if you win your claim at application then there is normally very little if any past due benefits and therefore the attorney would get paid very little if anything for his or her work.  This is because the lawyers fee is based on 25% of the past due benefits.  I take a different approach, in fact I like to get cases right from the start because then I know the case is handled properly from the get go and increases the chances of winning overall.  Does this mean that sometimes I will not get paid or paid for little for my effort?  Yes, but I feel overall the case is better prepared if I am able to help at the beginning of the case.  I think the lawyers who tell potential clients to call back if they are denied are making a mistake because even if the lawyer is able to win quickly and not get paid very much they will have a very grateful client and this can never be bad for a lawyers reputation.  Plus, our job as lawyers is to help people get the disability benefits they deserve as early as possible and financial considerations of the lawyer should not be considered when deciding when to take a case.  Now to be fair some lawyers believe that if a client can win at application then they did not need a lawyer for their case.  However, an experienced Social Security Disability lawyer should be able to have an idea of which cases do and do not need a lawyer at application.  So how do you know the difference.  Well, if the lawyer never asks you about your medical conditions and just asks what stage in the process you are at then when he hears you are at application he right away tells you to call him when you get denied, then you know he has not evaluated your case.  In my opinion, a lawyer should listen to the facts of your case and if he feels you have a strong enough case to win without a lawyer he should tell you and let you decide if you still want a lawyer at application.  If you are told to call back if you are denied and still want help with your claim there are plenty of lawyers out there willing to help.  It might just take a few more calls to different attorneys to find one.

8:33 pm edt 

Tuesday, August 5, 2008

Is Social Security Disability Representation Becoming Too Corporate?
It seems to me that representation of claimants in Social Security Disability cases is starting to look like it is being taken over by large corporations.  Every time I turn on the TV I see another large law firm or company with a new commercial.  Don't get me wrong I have nothing against advertising in Social Security Law, but it seems like there are many more large firms and advocate companies than ever before.  I have no knowledge of how these big companies and firms process their cases but I wonder if they are able to actually truly represent a claim with any personal attention to the individual claimants.  I think as a result of this we are seeing more and more non-attorney representation.  Now, there are some very good non-attorney reps out there and in no way am I suggesting that a non-attorney can not do as good a job for an SSDI claimant as a lawyer.  But are these big companies hiring and training non-attorney reps because they are the most qualified or because it is cheaper to hire a non-lawyer to do the same job.  I also wonder if the claimants that sign up with these big firms are aware that they may be represented by non-attorneys who may have very little experience in dealing with SSDI cases.  On the other side of the coin, I have also noticed recently that there appears to be more and more lawyers that practice in other areas of law starting to represent Social Security Disability cases.  There are good attorney reps and good non-attorney reps but there are also allot of inexperienced representation from both non-lawyers and lawyers.  The best thing you can do when choosing a representative is to do your homework, and ask questions of the firm or company you are thinking about having represent you. 
11:19 pm edt 

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