social security disability - social security disability lawyer - supplemental security income - social security disability benefits

This is the ultimate Social Security Disability web site
The purpose of this site is to provide free SSDI and SSI information.  I provide information all in one place that you will have a hard time finding on the Internet anywhere.   This site should help those who are contemplating applying for Social Security Disability or Supplemental Security Income and those individuals who have already applied for Social Security Disability benefits, no matter what stage they are at in the process.  The information in this site should be used as a helpful guide to the Social Security Disability process.  It will also provide information on how to win your disability claim.  If you have any questions that are not answered in this site or want a free consultation feel free to e-mail me.  I will try to answer any questions you might have about Social Security Disability (SSDI) or Supplemental Security Income (SSI).  This site is the best place to go for free Social Security Disability information.  If you read this site you will know how to apply for disability benefits and how to win SSDI (SSD) and SSI.  In addition to this site, available to you are other sites which can further help you in your claim for benefits.

     I am Karl Kazmierczak, Esq. I am a Board Certified Social Security Disability Specialist by the National Board of Social Security Disability Advocacy.  The title is not recognized in all states click on following link for more information on what it means to be a Board Certified Social Security Disability Specialist.  I have handled thousands of cases in New Jersey, New York and nationwide. 
Websites are a dime a dozen and we caution you to be careful when choosing which ones to utilize.  There are many web sites out there that are very good.  We caution you to be careful of websites where the identity of the firm or author is hidden.  They are solely to generate clients.  They offer only enough information to confuse you or convince you that you need a lawyer.  Other sites are constructed by individuals who have never handled a Social Security Disability claim nor ever intend to.  They are marketing people who are looking to sell leads to lawyers. In fact, there are some websites out there using titles similar to mine don't be fooled.  Here you will find Social Security Disability information, answers and advice on how to apply, am i disabled, how to appeal and how to win SSD, SSDI, and SSI.

     I do not hide who I am on this site and I will try to answer any questions you may have but I will not pressure anyone to retain me as their lawyer.  My sincere hope is that the information in this disability guide is helpful to anyone seeking disability benefits from the Social Security Administration (SSA).  I will try to update the information in this site as often as possible including an almost daily blog.  In addition to the Blog on this site please visit my other Social Security disability Blog for more SSDI and SSI tips.  So be sure to bookmark this site for the latest news.  This is a free disability guide and will help with Social Security Disability and Supplemental Security claims.  Please note that it is my intention to provide accurate and up to date information on this site and I make great effort to do this. However, the information on this site is not guaranteed and no lawyer client relationship exist.  This site is not a substitute for consultation with a lawyer.

How to Use this site.  If you are new to the process of Social Security Disability I recommend you start be reading the disability process.  This page will give you an overview of how your claim is processed and what procedural steps you have to take.  To understand how SSA determines if you are disabled you should read the page "am I disabled?".  After you read this page you should follow the different links to get a better understanding of what it takes to prove your disability.  I also strongly suggest you read "how to win" and "key to SSDI and SSI".  There is a lot more information on this site but this should give you a good starting point to help your claim.

     I provide this free information on Social Security Disability and Supplemental Security Income so that everyone who is disabled has the tools they need to win disability.  If you need tips on how to win your SSDI or SSI claim continue to read this site and bookmark it so you can come back and use it as a reference while you take on the Social Security Disability process.   


Here is what one person had to say about my website "Thanks for the site, absolutely a "Bible" for all who have fear, doubt or lack of knowledge."  Christopher.  To see what other have said about this website read the website testimonials on the page called "Best Social Security Disability Website".


Questions or comments? E-mail me.

If you need a lawyer for your Social Security Disability or SSI claim or just want to ask a few questions you can also call me at 1-877-527-5529 and ask for Karl.  Or you can click on the following link and fill out the form if you prefer a local lawyer note that on form.

Find SSDI Lawyer


My first suggestion for you and when you are applying for your Social Security Disability or Supplemental Security Income Claim is to be knowledgeable about how the Social Security Administration will evaluate your claim.

     Whether you are represented by an attorney or not take it upon yourself to learn as much about the
Social Security disability process as you can.  You have already taken the initiative by researching on-line and reading this site.  I also recommend that you visit the Social Security Administration's web site.  It is a bit confusing but can be a great resource for your claim for benefits. 

     By having an understanding of
how Social Security decides your claim for benefits you will increase your chances of winning your benefits for Social Security Disability (SSDI) or Supplemental Security Income (SSI). 

My second suggestion is to get help.  

     If you choose to get your benefits without an attorney, this guide will help you learn the process used to determine if one is disabled.  This is not a complete site about Social Security and should not be considered legal advice.  You should also use the SSA's website in conjunction with this site.  This will increase your chances of giving your case the best chance to win your benefits.  Remember the law in these cases is confusing and convoluted.

     Statistics show that those claimants that are represented by an attorney are more likely to win their claim for benefits than those who are not.  In my opinion, the reason for this is because the lawyers that handle Social Security Disability claims have a better understanding of
how the Social Security Administration decides your case and they develop your case accordingly.

     Remember this web site is my attempt to give you the tools you need to
win your SSDI or SSI benefits with or without a lawyer.  If you decide you need a lawyer for your disability case or just want/need to ask some questions, feel free to contact me.  I also offer a free case evaluation for Social Security Disability and Supplemental Security Income.  

This site is full of free information and practical advice on Social Security Disability.  If you study this site you can learn the following:  How to apply for Social Security DisabilityWhat is the process by which SSA determines if you are disabled.  How to win SSDI or SSI.  What are the GRID rules?  What you can expect and how to handle a Social Security Disability hearing.  What are the medical listing of impairments?  Do I need a lawyer for my disability claim.  The definitions of common terms used.  Helpful tips to help win your disability claim.  What are Residual Functional Capacity (RFC) forms and why are they so important?  What does your past work have to do with disability?  What is child's SSI?  How to win Child's SSI.  What is the difference between Social Security Disability and SSI?  What are the most important things to know and do when trying to get benefits.  Are you disabled?  What is an Administrative Law Judge (ALJ) and what is his or her role in the process?  What is the Appeals Council?  What can you do to help your Social Security Disability or SSI claim?  How to get Social Security Disability and SSI. 

I wish you good luck with your claim and further encourage you to finish reading this site.

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Tuesday, February 22, 2011

Should I Apply for Social Security Disability Benefits
Social Security Disability should be your last resort. This statement might sound funny coming from a Social Security disability lawyer, but I am telling you this because for almost all people the process that one goes through to get their SSD benefits will be long and difficult. There are also no guarantees that you will win your benefits. I have people that e-mail me all the time that are working and contemplating whether they should stop and apply for Social Security disability benefits. My response to this question is almost always the same. If you can work you should work, because you will be better off financially and the longer you work the more you pay into the system, so that when the day comes where you absolutely cannot work anymore you will be entitled in most cases to more money per month. Now there are times when people are working and it is adversely affecting their health to a dangerous point. I am not suggesting that a person in this situation should not apply for Social Security disability. When you apply for Social Security disability benefits under the rules you must be out of work for a year or more or be expected to be out of work for a year or more. On top of that Social Security will not pay you for the first six months of your disability. I am also frequently asked in e-mails how can anyone apply for SSDI benefits when it is possible they may have no money coming in for a minimum of 3 to 6 months and possibly as long as 1 to 2 years if they win at all. I don't have a real good answer for this, which is why Social Security disability benefits should be your last resort. If you have no choice but to apply, because you truly cannot work then you may have to live off your savings if you are lucky enough to have any. Some states have state temporary disability which can pay you short-term disability usually from 1 to 6 months. In some cases, if you have no income or resources you may have to apply for welfare. If you have an insurance plan through your company that you work for you can hopefully get these benefits. Many people have to rely on the support of family members or friends in this difficult time. The goal of this article is to make you aware before you take that jump, that it could be a difficult and long journey and you have to be prepared for possibly not having any income or at least significantly less income than you were accustomed to. I doubt that you will find an article like this written by any other disability lawyer or non-attorney firm. Most websites on the Internet are looking to make money and try to make it appear that by hiring their particular company it will always be smooth sailing. One only has to look at Social Security's own statistics on how long a claim takes at each stage of the process and the denial rates to know that in many cases it takes a long time to get your SSDI benefits and some people lose. I hope I did not discourage those who truly cannot work and have no alternative but to apply for these benefits, but if you are prepared for what lies ahead you will be better able to handle whatever is thrown your way. Besides, I do believe if you are truly unable to work you will win your claim at some point in the process, so if you can't work you have no choice but to hang in there until you win.
9:37 pm est 

Tuesday, February 15, 2011

Ultimate Social Security Disability Guide will add relevant press release page
A new page on my Social Security disability website will be exclusively for press releases from the Social Security Administration (SSA). Quite frequently, SSA will release statements about relevant issues pertaining to Social Security. Many of these press releases are directly relevant to those trying to get Social Security Disability or those who already have Social Security Disability or retirement benefits. I will not include every press release, but I will try and include those press releases which I feel are relevant and may be of interest to the readers of my website. You will find this new page in the navigation bar on my homepage and it will be called SSA press release. If you have any interest in keeping up-to-date with the latest news from the Social Security Administration about Social Security disability and related topics check back with this page frequently. These press releases frequently give insight into how SSA plans to tackle particular problems within the system. They also provide interesting statistics on the budget, new hirings and the opening of the new SSA offices. This page is not for everybody, but for those who like to get the big picture and follow how Social Security works and how their money is being spent to solve problems within the Social Security Administration system. This new page will be added within the next day or two.
3:49 pm est 

Friday, February 4, 2011

Do You Need a Lawyer for Your Social Security Disability Application?
Many people wonder if they need a lawyer for their Social Security Disability application. You don't need a lawyer to apply for SSDI or SSI benefits, but you may want one. I can't tell you how many times I have heard two things in particular in my e-mails that I find somewhat disturbing. The first is that, no one wins at application. This is not true, in fact a good number of people do win their Social Security disability claims after they apply. However, this has somehow become a widely held belief. Many claims lose at application probably because in part due to this belief.  If you believe you can't win at application then chances are you will not put very much effort into trying to win.  If you are disabled and have a lawyer, or did your homework researching Social Security Disability and therefore made sure all of your evidence was into Social Security which includes opinion evidence from your doctors, then there is no reason you can't win at this stage of the process. The second thing, I frequently hear, is from people who want an attorney to help them with their application and they were told by the lawyer to apply and when they get denied to call the lawyer back. I think this unwillingness of some SSDI and SSI lawyers to take claims at application feeds the belief that no one can win when they first apply. There may be different reasons why some disability lawyers do not take cases at application, but it is not because it is impossible to win at this stage. There is good reason to want a lawyer and to have a lawyer for your SSDI or SSI application. All you have to do is look at the application itself and the questions that are asked and I can almost guarantee you will have some questions about what the questions are asking and how you should answer them. A good Social Security disability lawyer is not going to be able to fill out your application without the clients input, but they can explain what certain questions mean and can help the client answer questions that they may be unsure of how to answer. Lawyers who take disability cases at application will prepare your case as if it was at any other stage in the process to make sure that you have the best possible chance to win. If you wait until after you receive a denial at application to get a lawyer for your SSD claim then you have wasted an opportunity to win and it may be months and in some states (if you are in a state that does not have reconsideration) a year or two before you get your next decision.  Also, Social Security Disability lawyers are paid based on past due benefits, so if you win at application with an attorney chances are it will be quite a bit cheaper than if you win with a lawyer at reconsideration or hearing.  If nothing else take your Social Security Disability Application seriously and research what you need to win and/or get a lawyer to help you win.
12:00 am est 

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 We have attempted to provide up to date and accurate information, however the information in this site is not guaranteed.  No attorney client relationship exist.  The information in this site is not a substitute for consultation with a qualified attorney.
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