Our Purpose

The purpose of this site is to provide free SSDI and SSI information. This site should help those who are contemplating applying for Social Security Disability or Supplemental Security Income and those individuals who have already applied for Social Security Disability benefits, no matter what stage they are at in the Social Security Disability process. If you have any questions that are not answered by this site or want a free consultation, please feel free to e-mail me at karl@ultimatedisabilityguide.comvisit my law firm's website or call 877-527-5529.  I will try to answer any questions you might have about Social Security Disability (SSDI) or Supplemental Security Income (SSI). 

     My name is Karl Kazmierczak, Esq. I am a Board Certified Social Security Disability Specialist by the National Board of Social Security Disability Advocacy. Please click on the following link for more information on what it means to be a Board Certified Social Security Disability Specialist. I have handled thousands of cases in New Jersey, New York, and Pennsylvania. 

How to Use this site.  If you are new to the process of Social Security Disability, I recommend you start by reading the "disability process."  This page will give you an overview of how your claim is processed and what procedural steps you have to take.  To understand how SSA determines if you are disabled you should read the page, "am I disabled?".  After you read this page, you should follow the different links to get a better understanding of what it takes to prove your disability.  I also strongly suggest you read "how to win" and "key to SSDI and SSI".  There is a lot more information on this site, but this should give you a good starting point to help your claim.
     If you need tips on how to win your SSDI or SSI claim, continue to read this site and bookmark it so you can come back and use it as a reference while you take on the Social Security Disability process. Please note that it is my intention to provide accurate and up-to-date information on this site, as I put in great effort to do this. However, the information on this site is not guaranteed and no lawyer-client relationship exists.  This site is not a substitute for consultation with a lawyer.

social security disability - social security disability lawyer - supplemental security income - social security disability benefits


Please email me with any questions or a free consultation.






"Thanks for the site, absolutely a "Bible" for all who have fear, doubt or lack of knowledge." - Christopher
"Is by far the most informative I have found and I did a lot of looking.  Easy to navigate and answered everything I was wondering." - Tom 

"THANK YOU!!!! I just wanted to let you know that by following your advice on your site and with the help of my State Congressman,  I was approved for permanent disability (SSD) in 3mos...   Just saying thank you and keep up your wonderful site."  Alyson
To see what other have said about this website read the website testimonials on the page called "Best Social Security Disability Website".


Need Help? 

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Email me for a free consultation.

If you need a lawyer for your Social Security Disability or SSI claim or just want to ask a few questions you can also call me at 1-877-527-5529 and ask for Karl.  Or you can click on the following link and fill out the form if you prefer a local lawyer note that on form.

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Social Security Disability Blog 

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Tuesday, February 22, 2011

Should I Apply for Social Security Disability Benefits
Social Security Disability should be your last resort. This statement might sound funny coming from a Social Security disability lawyer, but I am telling you this because for almost all people the process that one goes through to get their SSD benefits will be long and difficult. There are also no guarantees that you will win your benefits. I have people that e-mail me all the time that are working and contemplating whether they should stop and apply for Social Security disability benefits. My response to this question is almost always the same. If you can work you should work, because you will be better off financially and the longer you work the more you pay into the system, so that when the day comes where you absolutely cannot work anymore you will be entitled in most cases to more money per month. Now there are times when people are working and it is adversely affecting their health to a dangerous point. I am not suggesting that a person in this situation should not apply for Social Security disability. When you apply for Social Security disability benefits under the rules you must be out of work for a year or more or be expected to be out of work for a year or more. On top of that Social Security will not pay you for the first six months of your disability. I am also frequently asked in e-mails how can anyone apply for SSDI benefits when it is possible they may have no money coming in for a minimum of 3 to 6 months and possibly as long as 1 to 2 years if they win at all. I don't have a real good answer for this, which is why Social Security disability benefits should be your last resort. If you have no choice but to apply, because you truly cannot work then you may have to live off your savings if you are lucky enough to have any. Some states have state temporary disability which can pay you short-term disability usually from 1 to 6 months. In some cases, if you have no income or resources you may have to apply for welfare. If you have an insurance plan through your company that you work for you can hopefully get these benefits. Many people have to rely on the support of family members or friends in this difficult time. The goal of this article is to make you aware before you take that jump, that it could be a difficult and long journey and you have to be prepared for possibly not having any income or at least significantly less income than you were accustomed to. I doubt that you will find an article like this written by any other disability lawyer or non-attorney firm. Most websites on the Internet are looking to make money and try to make it appear that by hiring their particular company it will always be smooth sailing. One only has to look at Social Security's own statistics on how long a claim takes at each stage of the process and the denial rates to know that in many cases it takes a long time to get your SSDI benefits and some people lose. I hope I did not discourage those who truly cannot work and have no alternative but to apply for these benefits, but if you are prepared for what lies ahead you will be better able to handle whatever is thrown your way. Besides, I do believe if you are truly unable to work you will win your claim at some point in the process, so if you can't work you have no choice but to hang in there until you win.
9:37 pm est 

Tuesday, February 15, 2011

Ultimate Social Security Disability Guide will add relevant press release page
A new page on my Social Security disability website will be exclusively for press releases from the Social Security Administration (SSA). Quite frequently, SSA will release statements about relevant issues pertaining to Social Security. Many of these press releases are directly relevant to those trying to get Social Security Disability or those who already have Social Security Disability or retirement benefits. I will not include every press release, but I will try and include those press releases which I feel are relevant and may be of interest to the readers of my website. You will find this new page in the navigation bar on my homepage and it will be called SSA press release. If you have any interest in keeping up-to-date with the latest news from the Social Security Administration about Social Security disability and related topics check back with this page frequently. These press releases frequently give insight into how SSA plans to tackle particular problems within the system. They also provide interesting statistics on the budget, new hirings and the opening of the new SSA offices. This page is not for everybody, but for those who like to get the big picture and follow how Social Security works and how their money is being spent to solve problems within the Social Security Administration system. This new page will be added within the next day or two.
3:49 pm est 

Friday, February 4, 2011

Do You Need a Lawyer for Your Social Security Disability Application?
Many people wonder if they need a lawyer for their Social Security Disability application. You don't need a lawyer to apply for SSDI or SSI benefits, but you may want one. I can't tell you how many times I have heard two things in particular in my e-mails that I find somewhat disturbing. The first is that, no one wins at application. This is not true, in fact a good number of people do win their Social Security disability claims after they apply. However, this has somehow become a widely held belief. Many claims lose at application probably because in part due to this belief.  If you believe you can't win at application then chances are you will not put very much effort into trying to win.  If you are disabled and have a lawyer, or did your homework researching Social Security Disability and therefore made sure all of your evidence was into Social Security which includes opinion evidence from your doctors, then there is no reason you can't win at this stage of the process. The second thing, I frequently hear, is from people who want an attorney to help them with their application and they were told by the lawyer to apply and when they get denied to call the lawyer back. I think this unwillingness of some SSDI and SSI lawyers to take claims at application feeds the belief that no one can win when they first apply. There may be different reasons why some disability lawyers do not take cases at application, but it is not because it is impossible to win at this stage. There is good reason to want a lawyer and to have a lawyer for your SSDI or SSI application. All you have to do is look at the application itself and the questions that are asked and I can almost guarantee you will have some questions about what the questions are asking and how you should answer them. A good Social Security disability lawyer is not going to be able to fill out your application without the clients input, but they can explain what certain questions mean and can help the client answer questions that they may be unsure of how to answer. Lawyers who take disability cases at application will prepare your case as if it was at any other stage in the process to make sure that you have the best possible chance to win. If you wait until after you receive a denial at application to get a lawyer for your SSD claim then you have wasted an opportunity to win and it may be months and in some states (if you are in a state that does not have reconsideration) a year or two before you get your next decision.  Also, Social Security Disability lawyers are paid based on past due benefits, so if you win at application with an attorney chances are it will be quite a bit cheaper than if you win with a lawyer at reconsideration or hearing.  If nothing else take your Social Security Disability Application seriously and research what you need to win and/or get a lawyer to help you win.
12:00 am est 

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 We have attempted to provide up to date and accurate information, however the information in this site is not guaranteed.  No attorney client relationship exist.  The information in this site is not a substitute for consultation with a qualified attorney.
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